XRP Ledger Weighs Quantum-Safe Signing With a Zero-Fee Proposal
XRP Ledger is developing an optional quantum-resistant account-protection upgrade using the NIST-approved ML-DSA-44 signature scheme.
XRP Ledger is developing an optional quantum-resistant account-protection upgrade using the NIST-approved ML-DSA-44 signature scheme. XRP (XRP) is trading at $1.05, down 3.1% since this brief published. This is an original TLT brief synthesising 4 outlets (Crypto Economy, U.Today, CoinCodex, and others), plus live market data, as of Tue, 10 Nov 2026 16:45:03 UTC.
The proposal could give XRP Ledger account holders an additional signing option intended to withstand future quantum-computing threats. Its feasibility depends on compatibility work, validator testing and the added storage required for protected transactions.
- XRP Ledger is exploring a quantum-resistant signing-key upgrade
- ML-DSA-44 was approved by NIST in 2024
- Protected transactions would require additional storage
- Development includes compatibility fixes and validator testing
Crypto Economy and U.Today both report that XRP Ledger has proposed a quantum-resistant upgrade intended to protect account holders against possible future quantum-computing threats. They agree the proposal is designed as a cost-efficient or zero-fee protection option, although the outlets do not provide a shared implementation timetable or other common quantitative figures. Crypto Economy carries more technical detail, identifying the ML-DSA-44 signature scheme, its 2024 NIST approval, increased storage requirements and ongoing compatibility and validator testing, while U.Today emphasizes the proposal’s broader cost-efficient account-protection ambition without contradicting those details.
- XRP Ledger Proposes Zero-Reserve Wallets for Payment Apps
- XRP Ledger Weighs Quantum-Safe Signing With a Zero-Fee Proposal — this brief
XRP Ledger is exploring an upgrade that would let account holders add a quantum-secure signing key to protect against possible future quantum-computing attacks. Crypto Economy describes the approach as a zero-fee proposal, while U.Today characterizes it more broadly as a cost-efficient way for users to strengthen account protection.
The cryptographic option discussed by Crypto Economy is ML-DSA-44, a signature scheme approved by NIST in 2024. Transactions using the proposed protection would consume more storage space than standard transactions, introducing an implementation trade-off alongside the stated zero-fee approach.
Both outlets corroborate the central development: XRP Ledger is considering a quantum-resistance mechanism at the account level rather than relying solely on its existing signing arrangements. Crypto Economy adds that development is already underway, with engineers working through compatibility fixes and preparing validator tests; U.Today does not provide those implementation details.
The proposal does not eliminate the need for ongoing ledger development. Its progress depends on compatibility work, validator testing and decisions about how the additional storage requirements for protected transactions will be handled. Those points establish the conditions that need to be addressed before the proposed feature advances.
Live market data shows XRP at $1.078, down 2.41% over 24 hours and 14.25% over seven days, with a market capitalization of $68.47 billion. The broader crypto market is relatively flat at $2.54 trillion, while 
Bitcoin is down 0.90% over 24 hours and the Fear & Greed index stands at 32, within the “Fear” range. The proposal is therefore taking shape against a cautious market backdrop, and the next implementation milestones are compatibility fixes and validator testing.
Since this brief published about 7 hours ago, XRP (XRP) has moved from $1.08 to $1.05 — -3.06%, a notable move.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₦1,446.29 (about $1.05), down 5.1% over 24 hours. The naira itself trades about 2.6% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
XRP Ledger Weighs Quantum-Safe Signing With a Zero-Fee Propo — questions & answers
What quantum-resistant technology does the XRP Ledger proposal use?
Crypto Economy identifies ML-DSA-44, a signature scheme approved by NIST in 2024, as the proposed quantum-secure signing technology.
Would protected XRP Ledger transactions remain zero-fee?
Crypto Economy describes the proposal as using a zero-fee approach, while U.Today more generally describes it as cost-efficient.
What trade-offs and next steps accompany the upgrade?
Protected transactions would require more storage. Development also includes compatibility fixes and validator testing.
How much is 1 XRP worth in naira today?
About ₦1,446.29 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.05. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.
Has XRP's price moved since this brief was published?
XRP is down 3.06% since this brief first published — trading at $1.05 now versus $1.08 at publication. TLT re-checks this figure against CoinGecko and Binance every 15 minutes.
Which outlets reported this story?
This is an original TLT brief that synthesises reporting from Crypto Economy, U.Today, CoinCodex, Bitcoinist, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.