XRP Price XRP
Rank #5XRP (XRP) is a Layer 1 (L1) cryptocurrency trading at $1.28 as of Mon, 26 Oct 2026 06:30:03 UTC, down 1.23% in the last 24 hours and down 1.68% over the past week. It is the #5 cryptocurrency by market capitalisation, with a market cap of $81.37B and $1.10B traded in 24 hours, trading 64% below its all-time high of $3.65.
XRP (XRP) is a Layer 1 (L1) cryptocurrency, trading at $1.28 (down 1.23% today) and ranked #5 by market capitalization, as of Mon, 26 Oct 2026 06:30:03 UTC.
- Price: $1.28 (-1.23% 24h, -1.68% 7d)
- Market cap: $81.37B · rank #5
- All-time high: $3.65 (-64.10%) · Jul 17, 2025
- Circulating supply: 63,351,197,653 XRP of 100,000,000,000
- 24h volume: $1.10B
XRP Price Chart
XRP Converter
XRP → USD from CoinGecko; NGN at the Nigerian P2P market rate; other currencies via live FX. Full converter → · XRP in Naira →
How much is XRP worth?
| Amount | USD | Naira (₦) |
|---|---|---|
| 0.1 XRP | $0.128 | ₦176.67 |
| 0.5 XRP | $0.64 | ₦883.36 |
| 1 XRP | $1.28 | ₦1,766.72 |
| 5 XRP | $6.40 | ₦8,833.6 |
| 10 XRP | $12.80 | ₦17,667.2 |
| 50 XRP | $64.00 | ₦88,336 |
| 100 XRP | $128.00 | ₦176,672 |
XRP Market Statistics
XRP Price Performance
| Period | 1h | 24h | 7d | 14d | 30d | 1y |
|---|---|---|---|---|---|---|
| Change | +0.34% | -1.23% | -1.68% | -6.46% | -15.05% | -48.57% |
XRP Key Statistics
How XRP Compares
XRP (XRP) side by side with the market's largest cryptocurrencies.
| Coin | Price | 24h | 7d | Market Cap | Rank |
|---|---|---|---|---|---|
| XRP XRP | $1.28 | -1.23% | -1.68% | $81.37B | #5 |
 Bitcoin BTC | $79,942.00 | -0.77% | -3.09% | $1.61T | #1 |
 Ethereum ETH | $2,312.73 | -1.53% | -4.25% | $282.55B | #2 |
What would XRP be worth at a bigger market cap?
A hypothetical: XRP's price if it reached today's largest market caps at its current circulating supply. Illustrative only — not a prediction or target.
| If XRP had the market cap of… | Implied XRP price | vs today |
|---|---|---|
| Bitcoin ($1.61T) | $25.28 | 19.8× |
| Ethereum ($282.55B) | $4.44 | 3.5× |
About XRP
XRP is a decentralized digital asset and the native token of the XRP Ledger, a Layer 1 blockchain designed for high-performance global payments. Its primary value proposition is offering a fast, cost-effective alternative to traditional banking systems by enabling near-instant cross-border settlements that finalize in three to five seconds. By serving as a neutral bridge asset between different fiat currencies, it helps financial institutions lower liquidity costs and eliminates the need for pre-funded accounts.
The network is unique because it utilizes a federated consensus protocol instead of energy-intensive mining or staking. This system achieves deterministic finality through a Unique Node List of trusted validators who must reach an eighty percent agreement threshold to permanently record transactions. This infrastructure supports a sustained throughput of 1,500 transactions per second and includes a built-in decentralized exchange that allows for the automated trading of any tokenized asset without intermediaries.
The project traces its origins back to 2004 with Ryan Fugger before being co-founded in its modern form by Jed McCaleb and Chris Larsen. The company, now known as Ripple, works with major financial institutions as partners and investors to build global payment solutions. To protect the network from spam, a small amount of XRP is burned during every transaction, and the token is further utilized by institutions as collateral to access traditional markets and manage digital asset infrastructure.
Institutional adoption of the asset reached a major milestone in November 2025 when the SEC approved the first wave of spot XRP ETFs. These products, offered by major issuers including Bitwise, Grayscale, 21Shares, Canary Capital, and Franklin Templeton, are now listed on prominent exchanges like the NYSE Arca, Nasdaq, and Cboe BZX. While Ripple remains a key contributor to the ecosystem, the underlying XRP Ledger continues to operate as an open-source and decentralized network.
Categories: Smart Contract Platform · Layer 1 (L1) · FTX Holdings · Pantera Capital Portfolio · Andreessen Horowitz (a16z) Portfolio · XRP Ledger Ecosystem
How XRP Works
XRP is the native cryptocurrency of the XRP Ledger, an open-source, decentralized blockchain technology developed by Ripple Labs.
The XRP Ledger is designed for fast and efficient cross-border payments and remittances, aiming to improve upon traditional financial systems by enabling near-instant settlement and lower transaction costs.
What Moves the XRP Price
The supply of XRP is fixed at 100 billion tokens, with a significant portion held by Ripple Labs, which influences market dynamics and price movements.
Adoption by financial institutions and banks for cross-border payments is a key factor, as XRP is positioned as a bridge currency for liquidity in international transactions.
Regulatory developments have a significant impact on XRP's price, as Ripple Labs has faced legal challenges from regulatory bodies like the SEC in the United States.
Market conditions, including overall cryptocurrency market trends and investor sentiment, also play a role in XRP's price movements.
The use of XRP in Ripple's products, such as On-Demand Liquidity (ODL), can drive demand, although the extent of its adoption in real-world applications is a subject of scrutiny.
Recent XRP News
Headlines aggregated from public crypto-news feeds; links open the original source. More crypto news →
XRP Tokenomics & Supply
XRP has a circulating supply of 63,351,197,653 XRP out of a maximum of 100,000,000,000 XRP, and a total supply of 99,985,589,443 XRP. Its fully diluted valuation is $130.88B.
About 63.4% of XRP's maximum supply of 100,000,000,000 XRP is in circulation. The remaining 36.6% — roughly 36,648,802,347 XRP — has yet to enter the market, a potential dilution of up to about 58% in the token count if it is all eventually issued.
At today's price that overhang is worth about $49.51B — the gap between XRP's market cap ($81.37B) and its fully-diluted valuation ($130.88B). A market-cap-to-FDV ratio of 0.62 means roughly 62% of the token's eventual supply value is already circulating; the lower this ratio, the more future supply could weigh on price.
Supply figures from CoinGecko; dilution and ratios computed by TLT from them. Information only — not financial advice.
Where to Buy XRP
You can buy XRP (XRP) on major exchanges such as Binance, Coinbase, Kraken, Bybit and OKX. In Nigeria, XRP is also available via local exchanges and P2P — see our XRP in naira page. Always compare fees and use reputable platforms.
Buy XRP (XRP) in Nigeria
XRP priced in Nigerian naira at the P2P market rate — what Nigerians actually pay — alongside the official USD/NGN rate.
One XRP costs about ₦1,772.8 to buy on Nigerian P2P markets and sells for about ₦1,760.64. The P2P USDT/NGN rate (₦1,380.25) sits 3.4% above the official USD/NGN rate of ₦1,334.3, so dollar-priced crypto effectively carries that spread when you buy with naira.
P2P rates from Nigerian exchanges; spreads vary by amount and payment method. Verify live rates and fees before trading. Not financial advice.
XRP Markets & Exchanges
Top exchanges where XRP (XRP) trades, by reputation and 24-hour volume.
| # | Exchange | Pair | Price | Volume (24h) |
|---|---|---|---|---|
| 1 | Binance | XRP/USDT | $1.31 | $100.98M |
| 2 | Coinbase Exchange | XRP/USD | $1.31 | $55.40M |
| 3 | Gate | XRP/USDT | $1.31 | $30.44M |
| 4 | MEXC | XRP/USDT | $1.31 | $26.27M |
| 5 | Kraken | XRP/USD | $1.31 | $24.73M |
| 6 | KuCoin | XRP/USDT | $1.31 | $22.63M |
| 7 | Bybit | XRP/USDT | $1.31 | $19.45M |
| 8 | OKX | XRP/USDT | $1.31 | $19.00M |
| 9 | Bitget | XRP/USDT | $1.31 | $17.14M |
| 10 | Binance | XRP/USDC | $1.31 | $15.97M |
Market data from CoinGecko, ranked by exchange reputation and 24-hour volume. Exchange links open externally — verify fees and terms before trading. Not financial advice.
XRP in Other Currencies
Related Cryptocurrencies
XRP FAQ
What is the price of XRP today?
As of Mon, 26 Oct 2026 06:30:03 UTC, XRP (XRP) is trading at $1.28, down 1.23% over the last 24 hours. Its market capitalization is $81.37B, ranking it #5 among all cryptocurrencies.
How much is 1 XRP worth in USD and Naira?
One XRP is worth $1.28 — about ₦1,766.72 at the Nigerian P2P market rate as of Mon, 26 Oct 2026 06:30:03 UTC. For example, 0.5 XRP = $0.64 and 10 XRP = $12.80. Use the converter on this page to price any amount of XRP in USD, Naira or other currencies.
What would XRP be worth at Bitcoin's market cap?
If XRP reached Bitcoin's current market capitalization of $1.61T at its present circulating supply, one XRP would be worth about $25.28 — roughly 20× today's price. This is a hypothetical illustration based on market caps, not a prediction or target. Crypto is volatile — not financial advice.
How can I buy XRP in Nigeria?
You can buy XRP (XRP) in Nigeria on local exchanges such as Quidax and Busha, or peer-to-peer (P2P). At the current P2P rate, 1 XRP costs about ₦1,772.8, with the P2P naira rate carrying roughly a 3.4% premium over the official USD rate. Compare fees and verification requirements first — see our naira on-ramp comparison. Not financial advice.
What is XRP's market cap?
XRP has a market capitalization of $81.37B (rank #5), calculated as its circulating supply of 63,351,197,653 XRP multiplied by the current price of $1.28.
What is the all-time high of XRP?
XRP's all-time high is $3.65, reached on Jul 17, 2025. At $1.28 today, it is 64.1% below that peak.
How many XRP are there?
XRP has a circulating supply of 63,351,197,653 XRP out of a maximum of 100,000,000,000 XRP, and a total supply of 99,985,589,443 XRP.
Will XRP go up? Is it a good investment?
No one can reliably predict whether XRP will rise or fall — anyone promising guaranteed XRP returns is not trustworthy. XRP is an established asset, but all crypto is volatile. Research it yourself and only risk what you can afford to lose. This is not financial advice.
Where can I buy XRP?
You can buy XRP (XRP) on major exchanges such as Binance, Coinbase, Kraken, Bybit and OKX. In Nigeria, XRP is also available via local exchanges and P2P — see our XRP in naira page. Always compare fees and use reputable platforms.
What is the difference between XRP and Ripple?
XRP is the digital asset used on the XRP Ledger, while Ripple is the company that developed the technology. Ripple uses XRP in some of its products but the two are distinct entities.
How does XRP compare to other cryptocurrencies for cross-border payments?
XRP is designed for speed and efficiency, with transactions settling in 3-5 seconds, which is faster than many other cryptocurrencies. Its use in Ripple's cross-border payment solutions is intended to provide liquidity and reduce costs compared to traditional methods.
What are the main regulatory challenges facing XRP?
The main regulatory challenge has been the lawsuit by the U.S. Securities and Exchange Commission (SEC), which alleges that XRP was sold as an unregistered security. This has created uncertainty and impacted its adoption and price.
Cite this page
TLT — Token Ledger Times. (2026). XRP (XRP) price and market data. Token Ledger Times. Retrieved October 26, 2026 UTC, from https://tlt.ng/coin/ripple/@misc{tlt-ripple,
author = {{TLT --- Token Ledger Times}},
title = {XRP (XRP) price and market data},
year = {2026},
howpublished = {\url{https://tlt.ng/coin/ripple/}},
note = {Source-stamped market data; accessed October 26, 2026 UTC}
}Figures on this page change continuously — please cite the URL together with the "last updated" time above. Every figure is stamped with its upstream source for independent verification.
Data from CoinGecko & Binance, source-stamped above. Information only — not financial advice. Crypto is volatile and high-risk.