Ripple and Privy add XRP Ledger wallets to payment apps
Ripple’s partnership with Stripe-owned Privy will bring embedded XRP Ledger wallets, XRP and RLUSD transfers, and x402 payments to app developers.
Ripple’s partnership with Stripe-owned Privy will bring embedded XRP Ledger wallets, XRP and RLUSD transfers, and x402 payments to app developers. XRP (XRP) is trading at $1.15. This is an original TLT brief based on reporting by Blockonomi, with live market data added, as of Sun, 08 Nov 2026 20:45:02 UTC.
The integration connects payment-app developers directly with XRP Ledger infrastructure and two supported assets, potentially broadening practical use of XRP and RLUSD without requiring developers to build wallet systems from scratch.
- Privy will support embedded XRP Ledger wallets for payment apps
- XRP and RLUSD transfers are among the supported capabilities
- Automation and x402 payments are included for developers
- XRP stands at $1.15 after falling 7.71% over seven days
- Ripple Expands XRP Ledger Use with C2FO and BNY Mellon Partnerships
- XRP Ledger Proposes Zero-Reserve Wallets for Payment Apps
- XRP Ledger Surges in Stablecoin Growth, But Trails Behind AI Payment Network
- Ripple's $16T Payment Volume Doesn't Boost XRP Price
- Ripple's XRP Faces Bullish Momentum Amid $875M Escrow Re-lock and Payment System Speculation
- Ripple, C2FO test RLUSD supplier payments on the XRP Ledger
- Ripple and Privy add XRP Ledger wallets to payment apps — this brief
Blockonomi reports that Ripple and Stripe-owned Privy are partnering to bring embedded 
XRP Ledger wallets to payment applications. The integration supports XRP and RLUSD transfers and is intended for developers building on XRP Ledger, adding wallet functionality without requiring the same infrastructure to be built independently.
The announcement also includes automated transactions and x402 payments, giving application developers several transaction and payment mechanisms within the XRP Ledger environment. Ripple and Privy are therefore positioned around both wallet access and payment execution rather than a single transfer feature, according to the report.
Blockonomi additionally cited reporting from Ali Martinez that XRP whales accumulated 16.46 million tokens over five days while the asset’s price declined. That accumulation figure comes from the same outlet’s coverage and was not independently corroborated in the supplied material. XRP’s current market capitalization is $73.11 billion.
Live market data show XRP at $1.15, down 0.83% over 24 hours and 7.71% over seven days. RLUSD is trading at $1, with a $2.69 billion market capitalization and circulating supply of $2.69 billion reported by DeFiLlama. The broader crypto market is flat at $2.61 trillion; 
Bitcoin is up 0.18% over 24 hours, while the Fear & Greed index stands at 28, indicating fear. The partnership’s practical adoption will depend on how developers and payment applications use the available wallet, transfer, automation, and x402 features.
Since this brief published about 5 hours ago, XRP (XRP) has moved from $1.15 to $1.15 — +0.00%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₦1,585.86 (about $1.15), down 0.6% over 24 hours. The naira itself trades about 2.3% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the assets in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · November 8, 2026.
TLT reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
Ripple and Privy add XRP Ledger wallets to payment apps — questions & answers
What does the Privy integration provide?
It provides embedded XRP Ledger wallets for payment apps, with support for XRP and RLUSD transfers, automated transactions, and x402 payments.
How large is RLUSD’s circulating supply?
DeFiLlama reports a circulating supply of $2.69 billion, matching RLUSD’s live market capitalization.
How is XRP performing right now?
XRP is trading at $1.15, down 0.83% over 24 hours and 7.71% over seven days, with a market capitalization of $73.11 billion.
How much is 1 XRP worth in naira today?
About ₦1,585.86 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.15. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.
Which outlets reported this story?
This is an original TLT brief that synthesises reporting from Blockonomi. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.