XRP Ledger Turns On Security and DeFi Protocol Upgrade
A newly activated XRPL amendment targets an unauthorized issuance risk while adding enhancements for automated market makers and lending.
A newly activated XRPL amendment targets an unauthorized issuance risk while adding enhancements for automated market makers and lending. XRP (XRP) is trading at $1.32, up 0.8% since this brief published. This is an original TLT brief based on reporting by U.Today, with live market data added, as of Thu, 05 Nov 2026 09:00:05 UTC.
The update combines protocol security with functionality aimed at decentralized finance, potentially affecting how tokens are issued and how financial applications operate on XRPL.
- XRPL activated the amendment on Nov. 4
- The change targets a potential unauthorized token-issuance weakness
- AMM and lending improvements were included
- XRP traded at $1.31, up 3.10% over 24 hours
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- XRP Ledger Turns On Security and DeFi Protocol Upgrade — this brief
- XRPL Activates Security and DeFi Upgrade
U.Today reports that the 
XRP Ledger activated a new amendment on Nov. 4. The change is intended to address a potential security weakness that could permit unauthorized token issuance, according to the outlet’s summary of the protocol update.
The same report says the amendment also introduces enhancements for automated market makers and lending. These changes expand the update beyond a security adjustment, placing protocol safeguards alongside features relevant to decentralized finance applications built on the network.
No other outlet provided coverage of the activation, so the available reporting comes solely from U.Today. The published summary does not specify the amendment’s formal name, implementation requirements, or the precise changes made to AMM and lending functionality.
XRP was priced at $1.31 at the time of the market snapshot, gaining 3.10% over 24 hours and 1.52% over seven days. Its market capitalization stood at $83.18 billion. Across the broader crypto market, capitalization totaled $2.75 trillion, while 
Bitcoin rose 2.84% over 24 hours and the Fear & Greed index registered 50, indicating a neutral reading. The amendment’s broader significance will depend on its adoption and use within XRPL-based applications, particularly those involving token issuance, AMMs, and lending.
Since this brief published about 15 hours ago, XRP (XRP) has moved from $1.31 to $1.32 — +0.76%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₦1,824.8 (about $1.32), up 3.4% over 24 hours. The naira itself trades about 2.7% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · November 5, 2026.
TLT reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
XRP Ledger Turns On Security and DeFi Protocol Upgrade — questions & answers
What security issue did the XRPL amendment target?
The amendment targets a potential weakness that could allow unauthorized token issuance on the XRP Ledger.
What other functions were changed by the amendment?
U.Today reports that the update also introduced improvements for automated market makers and lending.
How was XRP performing around the activation?
XRP was trading at $1.31, up 3.10% over 24 hours and 1.52% over seven days.
How much is 1 XRP worth in naira today?
About ₦1,824.8 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.32. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.
Has XRP's price moved since this brief was published?
XRP is up 0.76% since this brief first published — trading at $1.32 now versus $1.31 at publication. TLT re-checks this figure against CoinGecko and Binance every 15 minutes.
Which outlets reported this story?
This is an original TLT brief that synthesises reporting from U.Today. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.