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XRPL Activates Security and DeFi Upgrade

The XRP Ledger has activated a technical amendment designed to tighten delegated token issuance while improving automated market maker and lending functionality.

The XRP Ledger has activated a technical amendment designed to tighten delegated token issuance while improving automated market maker and lending functionality. XRP (XRP) is trading at $1.31. This is an original TLT brief based on reporting by Crypto Economy, with live market data added, as of Thu, 05 Nov 2026 08:00:05 UTC.

Why it matters

The update addresses a potential route for unauthorized token issuance while strengthening two core DeFi mechanisms on XRPL. Its activation places both network permissions and DeFi performance under renewed scrutiny.

Key takeaways
  • XRPL activated the fixCleanup3_4_0 amendment after more than 94% validator consensus.
  • The update targets delegated token issuance permissions.
  • AMM and on-chain lending functionality also received improvements.
  • XRP trades at $1.31, up 2.89% over 24 hours.
The story so far · 2 briefs
  1. XRPL Validator Highlights Crypto Security Advantage Amid Binance Hack
  2. XRPL Activates Security and DeFi Upgrade — this brief

The XRP Ledger activated the fixCleanup3_4_0 technical amendment, according to Crypto Economy, after the proposal secured support from more than 94% of trusted validators. The change focuses on permissions associated with delegated token issuance, where the identified weakness could potentially have allowed unauthorized issuance.

Beyond the security adjustment, the amendment is intended to improve how automated market makers and on-chain lending protocols operate on XRPL. Crypto Economy describes these changes as direct optimizations, while U.Today similarly reports improvements to both AMMs and lending rather than framing the release solely as a security patch.

The two outlets corroborate the core development and its two principal areas of impact: delegated token permissions and DeFi functionality. Crypto Economy supplies the amendment identifier and the validator-consensus figure; U.Today adds a Nov. 4 activation date. No material conflict appears between their accounts, and neither outlet reports a quantified change in AMM performance or lending activity.

The amendment follows a process in which trusted validators must reach a substantial consensus before it becomes active on the XRP Ledger. Its stated scope combines network hardening with functional upgrades, making the controlled delegation of token issuance the central security issue while AMM and lending improvements broaden the operational focus.

Market data show XRP at $1.31, gaining 2.89% over 24 hours and 0.88% over seven days, with a market capitalization of $82.94 billion. The broader crypto market capitalization stands at $2.76T, and the market is broadly higher; Bitcoin is up 3.50% over 24 hours. The Fear & Greed index remains at 50, classified as Neutral. The next implementation indicators are validator participation, continued use of delegated issuance controls, and whether the amended AMM and lending functions draw measurable activity on the network.

Market reaction since this brief Live

Since this brief published about 9 hours ago, XRP (XRP) has moved from $1.31 to $1.31 — +0.00%.

$1.28$1.30$1.31$1.32$1.34 published · $1.31 now · $1.31 (+0.00%) Nov 4 22:31 UTC Nov 5 08:00 UTC
BeforeSince publishPublished · $1.31

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in naira

At today's peer-to-peer rate, 1 XRP ≈ ₦1,811.62 (about $1.31), up 3.1% over 24 hours. The naira itself trades about 2.7% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
$1.31 ▲ 3.11%
7d +0.88%MCap $83.11BFull XRP data →
The market when this published · November 4, 2026
Total market cap$2.76T
Bitcoin 24h+3.50%
Ethereum 24h+5.83%
BTC dominance58.7%
Fear & Greed50 · Neutral
On-chain & primary-source check

Figures and sectors in this story, checked live against on-chain aggregators · November 5, 2026.

SectorDeFi lending$52.11Bacross 58 protocolsDeFiLlama ↗
Bitcoin DeFi TVL$4.27BDeFiLlama ↗

TLT reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.

XRPL Activates Security and DeFi Upgrade — questions & answers

What is the new XRP Ledger amendment?

It is the fixCleanup3_4_0 amendment, which Crypto Economy says activated after receiving more than 94% support from trusted validators.

What security issue does the upgrade address?

It targets a potential weakness in delegated token issuance permissions that could allow unauthorized token issuance.

Which DeFi functions were improved?

Both Crypto Economy and U.Today report improvements affecting automated market makers and on-chain lending protocols.

How much is 1 XRP worth in naira today?

About ₦1,811.62 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.31. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.

Which outlets reported this story?

This is an original TLT brief that synthesises reporting from Crypto Economy. It is not a copy of any one article — follow the source links above for the original reporting.

TLT Newsdesk Data-stamped

TLT's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · November 5, 2026 ⛓ Timestamped at Bitcoin block #974,634 sha256:b567f60db2aa7463
Based on reporting by Crypto Economy — this is an original TLT summary with live market data, not the original article.Crypto Economy · Nov 4 22:31 ↗

Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.