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XRP Community Member Criticizes Ripple's Focus on RLUSD Over Token's Price

An XRP investor has accused Ripple of prioritizing its stablecoin RLUSD over the interests of long-term XRP holders.

An XRP investor has accused Ripple of prioritizing its stablecoin RLUSD over the interests of long-term XRP holders. XRP (XRP) is trading at $1.28. This is an original TLT brief based on reporting by ZyCrypto, with live market data added, as of Tue, 03 Nov 2026 19:45:02 UTC.

Why it matters

This criticism highlights growing tensions between Ripple's strategic business priorities and the expectations of its XRP investor base, which could impact community sentiment and token performance.

Key takeaways
  • XRP investor expresses frustration over Ripple's focus on RLUSD stablecoin.
  • Community member calls for action to unlock XRP's $20 valuation.
  • Ripple faces criticism for prioritizing business interests over token holders.

An XRP community member has publicly criticized Ripple for allegedly prioritizing its dollar-pegged stablecoin RLUSD over the interests of long-term XRP holders. The investor, using the handle Fiduciary Ledger '17, expressed frustration on social media platform X, accusing Ripple of neglecting the community that supported the company during its five-year legal battle.

The investor called on Ripple's leadership, including CEO Brad Garlinghouse and ex-CTO David Schwartz, to take action that would help unlock XRP's long-anticipated $20 valuation. This appeal comes amid growing concerns that Ripple's strategic focus on its stablecoin project may be overshadowing the potential growth of XRP.

According to on-chain data from DeFiLlama, the circulating supply of RLUSD is currently $2.57 billion, indicating significant activity in Ripple's stablecoin ecosystem. Meanwhile, XRP's market performance shows a 24-hour increase of 3.02% to $1.28, though it has declined by 2.96% over the past week.

The broader cryptocurrency market remains relatively flat, with a total market cap of $2.67 trillion. Bitcoin has seen a modest 24-hour gain of 0.84%, while the Crypto Fear & Greed Index stands at 26, indicating a 'Fear' sentiment.

This situation underscores the delicate balance Ripple must maintain between pursuing its business objectives and addressing the concerns of its investor community. The outcome could have implications for XRP's price and Ripple's reputation among its user base.

Market reaction since this brief Live

Since this brief published about 3 hours ago, XRP (XRP) has moved from $1.28 to $1.28 — +0.00%.

$1.25$1.27$1.28$1.29$1.31 published · $1.28 now · $1.28 (+0.00%) Nov 3 16:17 UTC Nov 3 19:45 UTC
BeforeSince publishPublished · $1.28
CoinAt publishNowSince publish
XRP$1.28$1.280.00%
RLUSD$1.00$1.000.00%

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in naira

At today's peer-to-peer rate, 1 XRP ≈ ₦1,769.6 (about $1.28), up 2.9% over 24 hours. The naira itself trades about 2.7% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the assets in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
$1.28 ▲ 2.86%
7d -2.96%MCap $80.83BFull XRP data →
#39
$1.00 ▲ 0.02%
7d -0.00%MCap $2.58BFull RLUSD data →
The market when this published · November 3, 2026
Total market cap$2.67T
Bitcoin 24h+0.84%
Ethereum 24h+1.78%
BTC dominance58.4%
Fear & Greed26 · Fear
On-chain & primary-source check

Figures and sectors in this story, checked live against on-chain aggregators · November 3, 2026.

RLUSD circulating supply$2.57BDeFiLlama ↗
Bitcoin DeFi TVL$4.13BDeFiLlama ↗

TLT reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.

XRP Community Member Criticizes Ripple's Focus on RLUSD — questions & answers

What is RLUSD and why is it significant?

RLUSD is Ripple's dollar-pegged stablecoin with a circulating supply of $2.57 billion. Its prominence has raised concerns among XRP investors about Ripple's priorities.

What action is the XRP community calling for?

The community is calling for Ripple to take action that would help unlock XRP's potential to reach $20 per token.

How has XRP's price performed recently?

XRP is currently priced at $1.28, up 3.02% in the last 24 hours but down 2.96% over the past week.

How much is 1 XRP worth in naira today?

About ₦1,769.6 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.28. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.

Which outlets reported this story?

This is an original TLT brief that synthesises reporting from ZyCrypto. It is not a copy of any one article — follow the source links above for the original reporting.

In this storyRipple Company
TLT Newsdesk Data-stamped

TLT's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · November 3, 2026 ⛓ Timestamped at Bitcoin block #974,428 sha256:3c788aee967f35b6
Based on reporting by ZyCrypto — this is an original TLT summary with live market data, not the original article.ZyCrypto · Nov 3 16:17 ↗

Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.