XRP Advocate Criticizes Ripple's Escrow Management Strategy
Ripple's handling of its XRP escrow is facing renewed criticism from an XRP advocate who argues the company should have liquidated the entire escrow years ago.
Ripple's handling of its XRP escrow is facing renewed criticism from an XRP advocate who argues the company should have liquidated the entire escrow years ago. XRP (XRP) is trading at $1.25. This is an original TLT brief based on reporting by CaptainAltcoin, with live market data added, as of Sun, 01 Nov 2026 23:15:02 UTC.
The critique highlights ongoing debate around Ripple's XRP supply management and its potential impact on market dynamics and investor sentiment.
- XRP advocate Bill Morgan criticizes Ripple's escrow management approach.
- Morgan suggests liquidating the entire escrow earlier could have benefited XRP.
- Ripple's escrow contains 55.6B XRP, with 1B released monthly.
- Ripple to Unlock 1 Billion XRP from Escrow on November 1
- XRP Advocate Criticizes Ripple's Escrow Management Strategy — this brief
Ripple's management of its 
XRP escrow is under renewed scrutiny as attorney and XRP advocate Bill Morgan argues that the company made a strategic error by not liquidating the entire escrow years ago.
The escrow, established in 2017, contains 55.6 billion XRP, with 1 billion XRP released monthly to fund Ripple's operations and support the ecosystem. Morgan contends that this approach may have suppressed XRP's price potential.
This critique comes amid broader discussions about XRP's market performance and Ripple's role in managing the token's supply. The current market cap of XRP stands at $79.09 billion, with the token trading at $1.25, showing a 24-hour decline of 0.43% and a 7-day drop of 3.79%.
The broader crypto market remains relatively flat, with a total market cap of $2.68 trillion. 
Bitcoin is up 0.36% in the last 24 hours, while the overall market sentiment, as measured by the Fear & Greed Index, remains in 'Fear' territory at 34.
The debate around Ripple's escrow management underscores the challenges of balancing supply control with market expectations. It also raises questions about the long-term strategy for managing large token reserves and their impact on price stability.
Since this brief published about 5 hours ago, XRP (XRP) has moved from $1.25 to $1.25 — +0.00%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₦1,722.19 (about $1.25), down 0.1% over 24 hours. The naira itself trades about 2.4% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · November 1, 2026.
TLT reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
XRP Advocate Criticizes Ripple's Escrow Management Strat — questions & answers
What is Ripple's current escrow strategy?
Ripple's escrow releases 1 billion XRP monthly to fund operations and support the ecosystem.
How much XRP is currently in Ripple's escrow?
Ripple's escrow contains approximately 55.6 billion XRP.
What is the current market cap of XRP?
XRP's market cap is $79.09 billion.
How much is 1 XRP worth in naira today?
About ₦1,722.19 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.25. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.
Which outlets reported this story?
This is an original TLT brief that synthesises reporting from CaptainAltcoin. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.