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XRP Whales Hold Nearly 69% of Supply at a Four-Year High

Large XRP wallets now hold 46.87 billion tokens, according to Santiment data cited by ZyCrypto.

Large XRP wallets now hold 46.87 billion tokens, according to Santiment data cited by ZyCrypto. XRP (XRP) is trading at $1.32. This is an original TLT brief based on reporting by ZyCrypto, with live market data added, as of Thu, 05 Nov 2026 12:00:04 UTC.

Why it matters

The concentration of XRP supply in very large wallets could make the market more sensitive to movements by major holders. The milestone arrives as XRP trades 1.32, below the $3 level highlighted in the original report.

Key takeaways
  • Wallets with at least 10 million XRP hold 46.87 billion tokens
  • Large wallets control 68.5% of XRP supply
  • The wallet share has reached a four-year high
  • XRP is up 2.35% over 24 hours and 2.06% over seven days

Large XRP wallets have reached their highest combined supply share in four years, according to Santiment data cited by ZyCrypto. Wallets holding at least 10 million XRP now control 46.87 billion tokens, equivalent to 68.5% of the total supply. The report did not provide a historical comparison beyond identifying the current share as a four-year high. The figure indicates that most XRP is concentrated among a comparatively small group of large wallets. It does not reveal whether those wallets are held by long-term investors, custodians, exchanges, or other entities, so the ownership structure cannot be determined from the available data. ZyCrypto is the only outlet supplying coverage of the report, meaning the concentration figure and four-year milestone lack independent corroboration in the provided material. Santiment is the underlying data source, while the $3 price threshold comes from the framing of the original headline rather than a separate forecast or reported trading target. XRP is priced at $1.32, gaining 2.35% over 24 hours and 2.06% over seven days, with a market capitalization of $83.54 billion. The broader crypto market is broadly higher, with total capitalization at $2.75 trillion and Bitcoin up 2.30% over 24 hours. The Fear & Greed index stands at 50, classified as Neutral, leaving the reported whale concentration alongside a modestly positive market backdrop rather than a clearly risk-on setting.

Market reaction since this brief Live

Since this brief published about 1 hour ago, XRP (XRP) has moved from $1.32 to $1.32 — +0.00%.

$1.29$1.31$1.32$1.33$1.35 published · $1.32 now · $1.32 (+0.00%) Nov 5 10:40 UTC Nov 5 12:00 UTC
BeforeSince publishPublished · $1.32

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in naira

At today's peer-to-peer rate, 1 XRP ≈ ₦1,824.83 (about $1.32), up 2.5% over 24 hours. The naira itself trades about 2.7% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
$1.32 ▲ 2.49%
7d +2.06%MCap $83.54BFull XRP data →
The market when this published · November 5, 2026
Total market cap$2.75T
Bitcoin 24h+2.30%
Ethereum 24h+4.05%
BTC dominance58.6%
Fear & Greed50 · Neutral

XRP Whales Hold Nearly 69% of Supply at a Four-Year High — questions & answers

How much XRP do the largest wallets hold?

Wallets holding at least 10 million XRP control 46.87 billion tokens, according to Santiment data cited by ZyCrypto.

What share of XRP supply is concentrated in large wallets?

The reported concentration is 68.5% of total XRP supply, which ZyCrypto describes as the highest level in four years.

Where is XRP trading amid the concentration report?

XRP is trading at $1.32, up 2.35% over 24 hours and 2.06% over seven days.

How much is 1 XRP worth in naira today?

About ₦1,824.83 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.32. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.

Which outlets reported this story?

This is an original TLT brief that synthesises reporting from ZyCrypto. It is not a copy of any one article — follow the source links above for the original reporting.

TLT Newsdesk Data-stamped

TLT's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · November 5, 2026 ⛓ Timestamped at Bitcoin block #974,659 sha256:d8c7af8347ceb56a
Based on reporting by ZyCrypto — this is an original TLT summary with live market data, not the original article.ZyCrypto · Nov 5 10:40 ↗

Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.