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XRP Price Could Reach $10 Based on Speculation Alone, Says Influencer

Crypto influencer Zach Rector claims XRP's price could hit $10 through speculation, without requiring significant real-world adoption.

Crypto influencer Zach Rector claims XRP's price could hit $10 through speculation, without requiring significant real-world adoption. XRP (XRP) is trading at $1.27, down 0.8% since this brief published. This is an original TLT brief based on reporting by The Crypto Basic, with live market data added, as of Sat, 24 Oct 2026 14:30:04 UTC.

Why it matters

This perspective highlights the significant role investor sentiment and speculation play in cryptocurrency markets, suggesting price movements may be driven more by perception than utility.

Key takeaways
  • XRP influencer predicts $10 price target based on speculation alone.
  • Current XRP price is $1.28, with a market cap of $81.09B.
  • Market sentiment remains neutral amid broader crypto downturn.

Crypto influencer Zach Rector has suggested that XRP's price could reach $10 based on speculation alone, without the need for substantial real-world adoption. Rector made this claim in a recent post on X, where he criticized the tendency of investors to overthink XRP's price potential by focusing excessively on its utility.

Rector's argument highlights the significant role that investor sentiment and speculative investment play in the cryptocurrency market. This perspective suggests that price movements in the crypto space may be driven more by perception and market dynamics than by actual use cases or technological advancements.

Currently, XRP is trading at $1.28, marking a 24-hour decrease of 2.40% and a 7-day decline of 1.66%. The cryptocurrency has a market cap of $81.09 billion, making it one of the larger digital assets in the market. Despite Rector's optimistic outlook, the broader market remains in a downturn, with the total crypto market cap at $2.77 trillion and the Fear & Greed Index at 51, indicating a neutral sentiment.

The claim that XRP could reach $10 through speculation alone raises questions about the factors driving cryptocurrency prices. While some investors may focus on utility and real-world applications, Rector's argument suggests that market sentiment and speculative behavior can be equally, if not more, influential.

Market reaction since this brief Live

Since this brief published about 3 hours ago, XRP (XRP) has moved from $1.28 to $1.27 — -0.78%.

$1.27$1.27$1.27$1.28$1.28 published · $1.28 now · $1.27 (-0.78%) Oct 24 11:28 UTC Oct 24 14:30 UTC
BeforeSince publishPublished · $1.28

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in naira

At today's peer-to-peer rate, 1 XRP ≈ ₦1,754.49 (about $1.27), down 3.0% over 24 hours. The naira itself trades about 3.9% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
$1.27 ▼ 3.03%
-0.78% since this brief published
7d -0.89%MCap $79.99BFull XRP data →
The market when this published · October 24, 2026
Total market cap$2.77T
Bitcoin 24h-1.16%
Ethereum 24h-1.38%
BTC dominance58.6%
Fear & Greed51 · Neutral

XRP Price Could Reach $10 Based on Speculation Alone, Says I — questions & answers

What is Zach Rector's prediction for XRP's price?

Zach Rector believes XRP could reach $10 based on speculation alone.

How does Rector justify his $10 price prediction for XRP?

Rector argues that investors overemphasize XRP's utility and that speculation alone could drive the price to $10.

What is the current market sentiment for cryptocurrencies?

The market sentiment is neutral, with the Fear & Greed Index at 51.

How much is 1 XRP worth in naira today?

About ₦1,754.49 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.27. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.

Has XRP's price moved since this brief was published?

XRP is down 0.78% since this brief first published — trading at $1.27 now versus $1.28 at publication. TLT re-checks this figure against CoinGecko and Binance every 15 minutes.

Which outlets reported this story?

This is an original TLT brief that synthesises reporting from The Crypto Basic. It is not a copy of any one article — follow the source links above for the original reporting.

TLT Newsdesk Data-stamped

TLT's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · October 24, 2026 ⛓ Timestamped at Bitcoin block #972,920 sha256:ea425d2bb02d69d5
Based on reporting by The Crypto Basic — this is an original TLT summary with live market data, not the original article.The Crypto Basic · Oct 24 11:28 ↗

Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.