XRP Ledger Surpasses 13 Million AI-Driven Agentic Payments
The XRP Ledger has processed over 13.4 million agentic payments using the x402 protocol, showcasing significant growth in AI-driven commerce.
The XRP Ledger has processed over 13.4 million agentic payments using the x402 protocol, showcasing significant growth in AI-driven commerce. XRP (XRP) is trading at $1.39. This is an original TLT brief synthesising 2 outlets (The Crypto Basic, Crypto.news), plus live market data, as of Sun, 11 Oct 2026 14:15:01 UTC.
This milestone highlights the growing adoption of AI-driven payment systems on the XRP Ledger, demonstrating its potential to transform automated digital service transactions and expand its ecosystem.
- XRP Ledger hits 13.4M agentic payments via x402 protocol.
- 168 registered merchants now support XRP and RLUSD transactions.
- AI agents increasingly handle digital service payments autonomously.
Multiple outlets, including The Crypto Basic and Crypto.news, confirm that the XRP Ledger has surpassed 13.4 million agentic payments through the x402 protocol. They agree on the 168 registered merchants supporting XRP and RLUSD transactions. However, The Crypto Basic emphasizes the network's growth in AI-driven commerce, while Crypto.news focuses on the transaction volume and merchant adoption. Both outlets corroborate the milestone but differ slightly in their framing of its significance.
The 
XRP Ledger (XRPL) has reached a new milestone of over 13.4 million agentic payments through the x402 protocol, building on its previous achievement of crossing the 1-million mark. This development underscores the platform's expanding role in AI-driven commerce, where artificial intelligence agents facilitate payments for digital services with minimal human intervention.
The x402 protocol, designed to support automated transactions, has seen significant uptake, with 168 registered merchants now supporting XRP and RLUSD transactions. This growth indicates a rising trend of AI agents handling digital service payments autonomously, reflecting the broader shift towards intelligent, automated financial systems.
The achievement is corroborated by multiple outlets, with The Crypto Basic and Crypto.news both reporting the 13.4 million figure. While The Crypto Basic emphasizes the network's growth in AI-driven commerce, Crypto.news highlights the transaction volume and merchant adoption. This discrepancy in emphasis suggests different interpretations of the milestone's significance.
The XRP Ledger's growth in AI-driven payments comes amid a relatively stable crypto market. The total crypto market cap stands at $2.88 trillion, with 
Bitcoin up 0.39% in the last 24 hours. XRP itself is currently priced at $1.39, down 0.59% in the past day and 7.17% over the last week, with a market cap of $88.02 billion. The broader market sentiment, as indicated by the Fear & Greed Index, remains in 'Greed' territory at 61.
The increasing adoption of AI-driven payment systems on the XRP Ledger could have significant implications for the future of automated financial transactions. As AI agents become more prevalent in handling digital service payments, the XRP Ledger's role in this ecosystem is likely to grow, potentially attracting more merchants and users to the platform.
Since this brief published about 29 hours ago, XRP (XRP) has moved from $1.39 to $1.39 — +0.00%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
Over the past 24 hours XRP moved -0.6% while Bitcoin moved +0.3%. XRP has historically moved about 1.49× Bitcoin, implying roughly +0.5% today — so this is a weaker move than Bitcoin alone explains.
Beta computed by TLT from ~120 days of daily returns; context only, not advice.
Over the past 12 months, XRP (XRP) closed within 2.5% of today's $1.39 on 76 separate days. Here is what the price did afterwards on those days — a historical base rate, not a forecast:
Computed by TLT from 12 months of daily closing prices. A base rate describes the past distribution of outcomes from similar price levels — it does not predict the future and ignores the specific news in this story. Crypto is volatile and past performance is not indicative of future results. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₦1,897.35 (about $1.39), down 0.6% over 24 hours. The naira itself trades about 2.6% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · October 11, 2026.
TLT reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
XRP Ledger Surpasses 13 Million AI-Driven Agentic Payments — questions & answers
What is the x402 protocol?
The x402 protocol is designed to support automated transactions on the XRP Ledger, enabling AI agents to facilitate payments for digital services.
How many merchants support XRP and RLUSD transactions?
168 registered merchants currently support XRP and RLUSD transactions on the XRP Ledger.
What is the current market cap of XRP?
XRP's market cap is $88.02 billion, with a price of $1.39 per token.
How much is 1 XRP worth in naira today?
About ₦1,897.35 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.39. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.
Which outlets reported this story?
This is an original TLT brief that synthesises reporting from The Crypto Basic, Crypto.news, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.