XRP Falls Near $1 as Large-Balance Wallet Count Builds
Santiment data indicates a growing number of wallets holding at least 10,000 XRP even as the token enters the $1 area.
Santiment data indicates a growing number of wallets holding at least 10,000 XRP even as the token enters the $1 area. XRP (XRP) is trading at $1.05, up 0.4% since this brief published. This is an original TLT brief based on reporting by CaptainAltcoin, with live market data added, as of Thu, 12 Nov 2026 09:45:02 UTC.
The divergence between XRP’s price decline and rising large-balance wallet counts could indicate continued accumulation by sizable holders, although wallet data alone does not identify owners or prove buying intent.
- XRP trades at $1.044 after a 20.43% weekly decline
- Large XRP balances are spread across roughly 343,500 wallets
- Total crypto market capitalization stands at $2.51 trillion
- The Fear & Greed Index reads 28, signaling fear
- XRP Price Stabilizes at $1.25 Amid ETF Outflows and Growing Wallet Count
- XRP Large-Balance Account Count Rose During 64% Price Decline
- XRP Million-Holder Wallet Count reaches a 2026 high
- XRP Holds Near $1 as Large-Balance Wallet Count Rises
- XRP Falls Near $1 as Large-Balance Wallet Count Builds — this brief
XRP has moved closer to the $1 psychological level after losing roughly 30% over the past seven weeks, according to CaptainAltcoin. The outlet cited Santiment on-chain data showing that the number of wallets holding at least 10,000 XRP continued to rise during the decline.
Santiment’s data currently counts approximately 343,500 wallets in that large-balance cohort. This creates an unusual divergence in the market data: more wallets are holding sizable XRP balances while the token’s quoted price is falling. The figures show wallet distribution rather than owner identity or trading behavior, so they do not establish who controls the wallets or whether every increase reflects new purchases.
The latest market snapshot places XRP at $1.044, down 1.29% over 24 hours and 20.43% over seven days. That weekly move is shorter than the roughly seven-week, 30% decline cited in the coverage, and the two periods should therefore be viewed separately. XRP’s market capitalization is $66.29 billion.
Broader conditions are subdued. Total crypto market capitalization is $2.51 trillion and the overall market is flat, while 
Bitcoin is down 0.38% over 24 hours. The Fear & Greed Index stands at 28, placing market sentiment in the “Fear” zone. The next point of interest is whether XRP can remain near $1 while the count of large-balance wallets continues to increase.
The immediate significance lies in the contrast between price weakness and rising wallet concentration around substantial XRP holdings. Continued growth in that cohort alongside a stable or improving price could strengthen the accumulation narrative, but neither outcome is established by the current data. Wallet counts, XRP’s price relative to $1, and broader sentiment provide the clearest indicators for monitoring the divergence.
Since this brief published about 46 minutes ago, XRP (XRP) has moved from $1.04 to $1.05 — +0.38%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution; intraday detail builds over the first day). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₦1,471.68 (about $1.05), down 0.7% over 24 hours. The naira itself trades about 4.0% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
XRP Falls Near $1 as Large-Balance Wallet Count Builds — questions & answers
How many wallets hold at least 10,000 XRP?
Santiment data cited by CaptainAltcoin counts roughly 343,500 such wallets, with the number continuing to rise.
Does the rising wallet count prove whales are buying XRP?
No. It shows more wallets hold large XRP balances, but it does not identify their owners or confirm the method behind the increase.
Where is XRP trading amid the selloff?
XRP is priced at $1.044, down 1.29% over 24 hours and 20.43% over seven days.
How much is 1 XRP worth in naira today?
About ₦1,471.68 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.05. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.
Has XRP's price moved since this brief was published?
XRP is up 0.38% since this brief first published — trading at $1.05 now versus $1.04 at publication. TLT re-checks this figure against CoinGecko and Binance every 15 minutes.
Which outlets reported this story?
This is an original TLT brief that synthesises reporting from CaptainAltcoin. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.