Ripple Partners With Privy to Integrate XRP Ledger Wallets Into AI and Stablecoin Payments
Ripple's collaboration with Privy, a Stripe-owned company, aims to streamline wallet development and expand XRPL's use in AI-driven payments and stablecoin transactions.
Ripple's collaboration with Privy, a Stripe-owned company, aims to streamline wallet development and expand XRPL's use in AI-driven payments and stablecoin transactions. XRP (XRP) is trading at $1.33. This is an original TLT brief synthesising 5 outlets (The Coin Republic, CoinDesk, U.Today, and others), plus live market data, as of Wed, 14 Oct 2026 17:00:04 UTC.
This partnership could significantly boost the adoption of the XRP Ledger by simplifying wallet creation and enabling AI-powered transactions, potentially increasing XRP and RLUSD usage in mainstream applications. It also highlights Ripple's strategic focus on expanding its ecosystem through partnerships and technological integrations.
- Ripple Brings AI-Powered Payments to XRP Ledger ↗
- Ripple adds Stripe-owned wallets to XRP Ledger as AI payments pass 14 million ↗
- Ripple News: Ripple Partners With Privy to Bring XRP Ledger Wallets to Stablecoin Payments and AI Agents ↗
- Ripple and Stripe’s Privy Team Up to Expand XRP Ledger Wallet Support ↗
- DriveWealth and Ripple Join Forces to Enhance XRP Ledger ↗
- Ripple partners with Privy to integrate XRPL wallets into payment systems.
- Developers can now create wallets and support XRP, RLUSD, and other XRPL assets more easily.
- The integration aims to facilitate AI-powered and stablecoin transactions on the XRP Ledger.
- RLUSD has a circulating supply of $2.38B, according to DeFiLlama.
Multiple outlets, including The Coin Republic, CoinDesk, U.Today, and CoinCodex, confirm that Ripple has partnered with Privy, a Salesforce-owned company, to integrate XRP Ledger wallets into payment applications. This partnership will allow developers to create wallets and support XRP, RLUSD, and other XRPL-issued assets without building the infrastructure themselves. While CoinDesk questions the economic activity represented by these transactions, U.Today emphasizes the AI-powered aspect of the collaboration. Coinfomania's report about a separate partnership with DriveWealth appears to be unrelated to this specific development.
- ZachXBT Criticizes Ripple's $250K Bug Bounty for Critical XRP Ledger Flaw
- Rain Launches Stablecoin Wallets, Integrating XRPL and Multi-Chain Support
- Ripple Partners With Stripe-Owned Privy to Enhance XRPL Wallet Integration
- Ripple Partners With Privy to Integrate XRP Ledger Wallets Into AI and Stablecoin Payments — this brief
Ripple has announced a strategic partnership with Privy, a company owned by Stripe, to integrate 
XRP Ledger (XRPL) wallets into payment applications. This collaboration aims to simplify the process of creating wallets and transacting with XRP and other XRPL-issued assets, including the stablecoin RLUSD.
The integration will enable developers to build applications that can create wallets, sign transactions, and support XRP, RLUSD, and other XRPL assets without the need to construct the underlying wallet infrastructure. This move is expected to streamline the development process and encourage broader adoption of XRPL in various applications.
According to multiple outlets, including The Coin Republic, CoinDesk, and CoinCodex, the partnership will also facilitate AI-powered payments on the XRP Ledger. This aligns with Ripple's broader push into agentic commerce, as reported by U.Today. The integration is designed to allow software to pay for online services using XRP and RLUSD, although there are questions about the actual economic activity these transactions represent, as noted by CoinDesk.
The XRP Ledger has been gaining traction as a platform for various financial applications, and this partnership with Privy is a significant step in expanding its use cases. The integration of AI and stablecoin capabilities could open up new avenues for innovation and growth within the XRPL ecosystem.
As of the latest data, the total cryptocurrency market cap stands at $2.81 trillion, with 
Bitcoin experiencing a 24-hour decline of 2.26%. The Fear & Greed Index is at 62, indicating a state of 'Greed' in the market. XRP, the native token of the XRP Ledger, is currently priced at $1.33, having dropped 3.41% in the last 24 hours and 6.94% over the past week. Its market cap is $83.73 billion. Meanwhile, RLUSD, the stablecoin issued on the XRP Ledger, has a circulating supply of $2.38 billion and is trading at $1, with minimal price movement in the last 24 hours.
The partnership with Privy could be a key factor in driving further adoption of the XRP Ledger and its associated assets. As Ripple continues to expand its ecosystem through strategic collaborations, it will be important to monitor the development of AI-powered applications and the growth of RLUSD usage in the market.
Since this brief published about 6 hours ago, XRP (XRP) has moved from $1.33 to $1.33 — +0.00%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from TLT's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₦1,816.59 (about $1.33), down 2.6% over 24 hours. The naira itself trades about 2.6% above the official rate on the P2P market, so a Nigerian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the assets in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · October 14, 2026.
TLT reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
Ripple Partners With Privy to Integrate XRP Ledger Wallets I — questions & answers
How much is 1 XRP worth in naira today?
About ₦1,816.59 at the live peer-to-peer (P2P) USDT rate, which is what Nigerians typically trade at — equivalent to roughly $1.33. The naira price moves with both XRP's US-dollar price and the USDT/NGN rate; use our XRP in naira page for any amount.
Which outlets reported this story?
This is an original TLT brief that synthesises reporting from The Coin Republic, CoinDesk, U.Today, CoinCodex, Coinfomania, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original TLT brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.