Tether vs XRP — USDT/XRP Comparison
Side-by-side market data for Tether and XRP, updated continuously.
Tether (USDT) has a larger market capitalization than XRP (XRP) — about 2.2× bigger. Tether is ranked #3 and XRP is ranked #5 by market cap.
| Metric | Tether (USDT) | XRP (XRP) |
|---|---|---|
| Price | $0.9991 | $1.30 |
| Market Cap | $182.45B | $82.13B |
| Rank | #3 | #5 |
| 24h Change | -0.00% | +1.08% |
| 7d Change | +0.00% | -0.09% |
| 24h Volume | $33.42B | $1.31B |
| All-Time High | $1.32 | $3.65 |
| Circulating Supply | 182,624,397,368 USDT | 63,351,197,653 XRP |
Performance: USDT vs XRP
| Period | USDT | XRP |
|---|---|---|
| 1 hour | +0.00% | +0.34% |
| 24 hours | -0.00% | +1.08% |
| 7 days | +0.00% | -0.09% |
| 30 days | -0.07% | -15.05% |
| 1 year | -0.13% | -48.57% |
USDT vs XRP: The Analysis
- Tether is the larger asset (2.2× XRP’s cap)
- Over 1 year, USDT has outperformed (down 0.13% vs down 48.57%)
- USDT sits closer to its all-time high (-24% vs -64%)
Tether (USDT) and XRP (XRP) sit at very different scales: Tether is ranked #3 with a $182.45B market cap, about 2.2× the $82.13B of XRP (#5). A larger cap generally means deeper liquidity and lower volatility, not a better investment.
Over the past year, USDT is down 0.13% and XRP is down 48.57% — USDT has clearly led.
USDT trades 24% below its all-time high of $1.32, while XRP is 64% below its $3.65 peak — one gauge of how much each has recovered.
By use case, Tether is associated with Stablecoins, USD Stablecoin, and XRP with Smart Contract Platform, Layer 1 (L1) — so they are not necessarily direct substitutes.
USDT to XRP Conversion
| Amount | Equivalent |
|---|---|
| 1 USDT | 0.76853846 XRP |
| 1 XRP | 1.3012 USDT |
| 10 USDT | 7.6854 XRP |
Based on live prices: USDT $0.9991, XRP $1.30. A market exchange may differ.
Volatility & Drawdown
| Metric | USDT | XRP |
|---|---|---|
| 30-day volatility (annualised) | — | — |
| All-time high | $1.32 | $3.65 |
| From all-time high | -24.31% | -64.38% |
Volatility is the standard deviation of daily returns over the last 30 days, annualised. Higher means larger price swings. Not a measure of quality or risk-adjusted return.
Price Charts
What is the difference between Tether and XRP?
Tether (USDT) has a larger market capitalization than XRP (XRP) — about 2.2× bigger. Tether is ranked #3 and XRP is ranked #5 by market cap. Tether trades at $0.9991 and XRP at $1.30. Tether is categorised under Stablecoins, USD Stablecoin.
Which is bigger, Tether or XRP?
Tether is larger, with a market cap of $182.45B versus XRP's $82.13B — roughly 2.2× bigger.
Which has performed better recently?
Over the last 7 days, USDT is up 0.00% and XRP is down 0.09%. Over a full year, USDT is down 0.13% versus down 48.57% for XRP. Past performance does not predict future results — this is not financial advice.
How many XRP is 1 USDT worth?
At current prices, 1 Tether is worth about 0.76853846 XRP, and 1 XRP is worth 1.3012 USDT (USDT $0.9991, XRP $1.30).
Could XRP overtake Tether's market cap?
For XRP to reach Tether's current $182.45B market cap, its price would need to rise about 2.2× to roughly $2.89 per XRP (at today's supply), with Tether staying flat. That is a hypothetical, not a prediction.
Is Tether a better investment than XRP?
We don't give investment advice and can't say which is "better" for you — it depends on your own research, goals and risk tolerance. The data above compares their size, performance, volatility and use case so you can judge for yourself. Crypto is high-risk; see our disclaimer.
Tether data · XRP data · Information only — not financial advice. A larger market cap does not mean a better investment.