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Tether vs XRP — USDT/XRP Comparison

Side-by-side market data for Tether and XRP, updated continuously.

Tether (USDT) has a larger market capitalization than XRP (XRP) — about 3.1× bigger. Tether is ranked #3 and XRP is ranked #6 by market cap.

MetricTether (USDT)XRP (XRP)
Price$0.9995$0.8988
Market Cap$175.31B$57.03B
Rank#3#6
24h Change+0.04%-10.32%
7d Change+0.03%-22.68%
24h Volume$63.55B$3.03B
All-Time High$1.32$3.65
Circulating Supply175,398,004,600 USDT63,516,606,953 XRP

Performance: USDT vs XRP

PeriodUSDTXRP
1 hour+0.01%-1.18%
24 hours+0.04%-10.32%
7 days+0.03%-22.68%
30 days+0.01%-24.57%
1 year-0.05%-56.83%

USDT vs XRP: The Analysis

Tether (USDT) and XRP (XRP) sit at very different scales: Tether is ranked #3 with a $175.31B market cap, about 3.1× the $57.03B of XRP (#6). A larger cap generally means deeper liquidity and lower volatility, not a better investment.

Over the past year, USDT is down 0.05% and XRP is down 56.83% — USDT has clearly led.

USDT trades 24% below its all-time high of $1.32, while XRP is 75% below its $3.65 peak — one gauge of how much each has recovered.

By use case, Tether is associated with Stablecoins, USD Stablecoin, and XRP with Smart Contract Platform, Layer 1 (L1) — so they are not necessarily direct substitutes.

USDT to XRP Conversion

AmountEquivalent
1 USDT1.1120 XRP
1 XRP0.89928215 USDT
10 USDT11.12 XRP

Based on live prices: USDT $0.9995, XRP $0.8988. A market exchange may differ.

Volatility & Drawdown

MetricUSDTXRP
30-day volatility (annualised)——
All-time high$1.32$3.65
From all-time high-24.28%-75.37%

Volatility is the standard deviation of daily returns over the last 30 days, annualised. Higher means larger price swings. Not a measure of quality or risk-adjusted return.

Price Charts

Tether (USDT)
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XRP (XRP)
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What is the difference between Tether and XRP?

Tether (USDT) has a larger market capitalization than XRP (XRP) — about 3.1× bigger. Tether is ranked #3 and XRP is ranked #6 by market cap. Tether trades at $0.9995 and XRP at $0.8988. Tether is categorised under Stablecoins, USD Stablecoin.

Which is bigger, Tether or XRP?

Tether is larger, with a market cap of $175.31B versus XRP's $57.03B — roughly 3.1× bigger.

Which has performed better recently?

Over the last 7 days, USDT is up 0.03% and XRP is down 22.68%. Over a full year, USDT is down 0.05% versus down 56.83% for XRP. Past performance does not predict future results — this is not financial advice.

How many XRP is 1 USDT worth?

At current prices, 1 Tether is worth about 1.1120 XRP, and 1 XRP is worth 0.89928215 USDT (USDT $0.9995, XRP $0.8988).

Could XRP overtake Tether's market cap?

For XRP to reach Tether's current $175.31B market cap, its price would need to rise about 3.1× to roughly $2.76 per XRP (at today's supply), with Tether staying flat. That is a hypothetical, not a prediction.

Is Tether a better investment than XRP?

We don't give investment advice and can't say which is "better" for you — it depends on your own research, goals and risk tolerance. The data above compares their size, performance, volatility and use case so you can judge for yourself. Crypto is high-risk; see our disclaimer.

Tether data · XRP data · Information only — not financial advice. A larger market cap does not mean a better investment.