Ripple XRP Price: Expert Insights on the Next Big Move

Introduction

Ripple’s XRP is navigating turbulent waters in February 2026, marked by deep losses and tentative signs of stabilization. In the midst of steep declines, investors and analysts are watching whether XRP can buck its notorious “February curse” or if further downside lies ahead. This article reports on the most salient developments, providing clear insight without hype or speculation.

Sharp February Slide Highlights Market Stress

XRP has extended its downward march in February 2026, suffering its most severe monthly fall on record. The token plunged over 30%, briefly touching $1.11 before rebounding toward $1.40 . Historically, February has been unkind to XRP, with losses in 7 of the past 11 years and an average monthly drop of around 3% .

This year’s crash aligns with that trend, though its magnitude stands out. The depth of the decline raises the question: Is this the bottom or merely a prelude to further erosion?

Underlying Forces: ETF Flows, Regulatory Clarity, and Market Context

Several factors are shaping the current XRP landscape:

• ETF Inflows Establish a Floor
  For the first time, XRP benefits from institutional support via newly launched spot XRP ETFs. These funds have accumulated over $1.3 billion in inflows since November 2025, providing a stable buying foundation even amid volatility .

• Regulatory Headwind Clears
  Ripple’s SEC litigation ended definitively in mid‑2025, removing a major overhang that had weighed on investor confidence. The legal resolution may now support price stability rather than spark bullish enthusiasm .

• Market-Wide Weakness and Macro Pressures
  Despite these tailwinds, XRP remains tethered to broader risk-off sentiment. Weakness in Bitcoin, tight funding, and lingering macro uncertainty continue to hold the token down .

These elements suggest that XRP’s path forward hinges on whether ETF demand and regulatory peace can offset macro and crypto-wide pressures.

Key Levels: Breakdown Risk vs. Possible Rebound

Technical observers are keyed into critical support and resistance ranges:

• Support Risks Below $1.69
  A drop below $1.69 could open the door to deeper losses toward the $1.46 or even $1.24 levels .

• Resistance and Reversal at $1.97–$2.05
  Reclaiming the $1.97–$2.05 area on a sustained basis would signal the first step toward a bullish turnaround. A true breakout could target $2.41 or even higher .

• Funding Rates Suggest Exhaustion
  XRP’s Binance funding rate has dropped to -0.028%, the lowest since April 2025, historically a contrarian indicator signaling that short positions are crowded and selling pressure may be nearing exhaustion .

These technical cues frame the short-term outlook: a potential bounce is possible, but only if key resistance levels hold and macro conditions improve.

Forecast Range: Is a Recovery on the Cards?

Analysts, models, and AI tools offer a mixed picture:

• Cautiously Optimistic Targets
  Some models forecast XRP trading between $1.50 to $1.90 through February, pointing to consolidation over a breakout . Others see possible rallies to $2.15–$2.35 if momentum resumes and resistance is breached .

• Broader Downside Risks
  Alternative models warn of a dip toward $1.40 or lower if support levels fail .

• ETF Gains Could Provide Tailwinds
  Continued inflows—particularly sustained weekly inflows in the $80 million to $200 million range—could help drive XRP toward recovery if market sentiment begins to shift .

Consensus: XRP faces limited upside unless broader bullish conditions materialize, though stabilizing forces now exist that were absent in prior years.

Names to Watch: ETF Flows, Bitcoin, Macro Indicators

Looking ahead, market watchers will focus on:

• ETF Inflows – Continued institutional buying is essential to stabilizing XRP’s price floor.
• Key Price Levels – Sustained moves above $1.97 and $2.05 would indicate returning strength.
• Macro Environment – A rebound in Bitcoin and eased financial conditions could spill over into XRP.
• On‑Chain Metrics – Whales accumulating and falling exchange balances may signal buying interest beneath the surface.

If these align, XRP’s decline may finally plateau; if not, the downturn could deepen.

Conclusion

XRP’s steep February slide crystallizes its vulnerability amid macro pressure and market-wide weakness. Yet, for the first time, institutional demand via ETFs and full regulatory clarity offer unexpected stability in a month historically marred by declines. Crucial resistance lies at $1.97–$2.05; reclaiming this zone could pivot sentiment. Funding rates suggest selling fatigue, and while forecasts vary, a cautious rebound to the $2.10–$2.35 range remains possible under favorable conditions. At the same time, failure below $1.69 risks further losses. For now, the real question is not if XRP will recover, but whether market tailwinds are strong enough to spark a turn.